There are four types of information in your credit report namely, personal information, account information, public record information and inquiries.

Personal Information includes:

• Your full name including any known aliases
• Social security number
• Year and date of birth
• Residential address you had used while requesting for the report
• Current and past information about your employers
• And similar information about your spouse if both of you have joint accounts.

The account information includes:

• Account name and number
• Date opened and closed
• Monthly payment history
• Available credit limit
• Monthly payment amount

Given below is a list of accounts that normally appear on your credit report:

• Home loans
• Credit cards, store cards, gas company cards
• Bank loans
• Auto loans
• Student loans
• Credit union cards and loans

Public record information includes:

• Court judgments
• Bankruptcy filings
• Federal, state and county liens, including tax liens and monetary judgments
• In some states overdue child support payments

Unlike account information, public record information does not include account number, credit limit or payment record.

Inquiries information
Inquiries list the names of those who have seen your credit report with in the past one year (in cases of inquiries initiated by employers it is two years.)