Sample Letter to Request Free Credit Report After Being Denied Credit

[Name of the Credit Bureau]
[Address of the Credit Bureau]

Date:

Dear Sir/Madam,

Hereby I want to inform you that recently <name of the creditor> rejected my application for <type of loan> on the basis of the credit report prepared by your agency. I do not have a credit report to confirm my credit standings.

According to FCRA, I am entitled to receive a free copy of my credit report, as I was denied credit.
So, I am requesting you to send me a free copy of the credit report.

For verification purposes, I have attached a copy of the turn-down letter from <name of the creditor>, a photocopy of my Social Security Card, and a photocopy of my Driver’s License, to this letter.

Please send me the credit report as soon as possible.

Thank You!

Yours sincerely,
<Your signature>
<Your address>

Enclosures: