Template for Sending a Verification Letter Request to the Credit Bureaus

[Name of Company]
[Address of the company]
Date:

Dear Sir/Madam,

I haven’t received the verification letter of my request for adjustments on my credit report. I find that the disputed items are still reflected in the report. I am formally asking for an explanation of the methods adopted to authenticate my claims. I would like to have the names, addresses, and phone numbers that have been utilized for investigation. This is my right as stated in the Fair Credit Reporting Act.

I am completely disappointed to find that a credit bureau is not maintaining its accuracy norms. Please comply with the legislation and provide me with the required information within the interim period of 15 days.

I am submitting all the papers once again to help you proceed faster.

[Creditor/agency/account number]
[State reasons for disputing the negative marks]

Sincerely,
Name
Address