[Name of Company]
[Address of the company]
Date:

Dear Sir/Madam,
I have lately received the verification letter to my request of the credit report. I find that the disputed items are still reflecting on the report. I am formally asking for an explanation on the methods adopted to authenticate my claims. I would like to have the names, addresses, phone numbers that has been utilized for investigation. This is my right as stated in the Fair Credit Reporting Act.

Here are a collection of Sample Letters that may help you in real life. You will get a lot of these in the web but the following letters are made in a brief and simple way for you.

I am completely disappointed to find that a credit bureau is not maintaining its accuracy norms. Please comply with the legislations and provide me with the required information within the interim period of 15 days.

I am submitting all the papers once again to help you proceed faster.

[Creditor/agency/account number]
[State reasons for disputing the negative marks]
Yours Sincerely
Name
Address